The Record · Category I

Atlanta Residential

The monthly Atlanta residential reads, October 2024 through September 2026, newest first. Each page is written after its period from the data as it stood, and says so.

Data vintages. Tier A pages quote the Zillow series as pulled during their month; Tier B pages use the August 2026 vintage of the same series (pulled August 2 and August 23, 2026). Zillow revises history, so a figure for the same month can differ between a Tier A page and the Tier B series by a few percent; every figure states its pull date, and each chart on the site uses one vintage and says which.

September 2026Tier A · compiled October 3, 2026Mortgage rates broke back above seven percent for the first time in roughly two years while the north metro's inventory build concentrated in a few submarkets, and sellers held price by conceding at closing rather than cutting at listing.
August 2026Tier A · compiled October 3, 2026The Fed chair's Jackson Hole speech flipped the base case from a cut to a possible September hike, national prices fell in real terms for a thirteenth month, new-home sales dropped a tenth in one month, and the corridor's million-dollar tier was the only segment with rising closings.
July 2026Tier A · compiled October 3, 2026Rates rose every week of the month to twelve-month highs with a September hike priced in, buyers kept applying anyway, and Atlanta became one of the few large markets still building inventory while leading the country in delistings and concessions.
June 2026Tier A · compiled October 3, 2026A hawkish first meeting for the new Fed chair met a falling oil price and the bond market sided with oil; locally the supply build decelerated rather than accelerated, and demand stopped deteriorating on the year even as weekly momentum stayed soft.
May 2026Tier A · compiled October 3, 2026The daily rate hit 6.75 percent, the highest since July 2025, the national pending recovery reversed within a week of it, and the metro was already running more than a fifth behind the prior year on contracts before the pressure arrived.
April 2026Tier A · compiled October 3, 2026Rates traced the oil price down and back up inside the month, demand proved responsive to every dip, and the metro's spring volume rebound came with a relisting rate more than twice normal, which was the real story under the seasonal bounce.
March 2026Tier A · compiled October 3, 2026An energy shock pushed rates to their highest since fall 2025 just as the spring season opened, national prices posted their first annual decline since 2012, and Atlanta's values extended a thirteen-month slide while demand indicators sat at crisis-era lows.
February 2026Tier B · compiled October 3, 2026Affordability reached a four-year high even as February sales fell to the lowest since 2009, Atlanta led the nation in cancelled sales, and the national price index posted its first annual decline in fourteen years.
January 2026Tier B · compiled October 3, 2026Buyer demand sat near the lowest on record, buyers backed out of deals at the fastest pace in a decade, relistings accelerated, and the income needed to buy had fallen from its 2025 peak.
December 2025Tier B · compiled October 3, 2026Sellers outnumbered buyers by a record 47 percent, December contract signings set a record low, cancellations hit a record, and the 2026 conforming limit rose to $832,750.
November 2025Tier B · compiled October 3, 2026Delistings jumped 28 percent, Georgia's active listings stood 7.9 percent above 2019, builders' incentives equaled a 14 percent price cut, and the first-time buyer share hit a record-low 21 percent.
October 2025Tier B · compiled October 3, 2026Rates slid toward three-year lows, new homes became cheaper than existing homes, and the FHA's pandemic-era loss-mitigation options expired.
September 2025Tier B · compiled October 3, 2026Delistings hit the highest September level since 2017, mom-and-pop landlords owned nearly 90 percent of single-family rentals, and a national housing emergency was floated.
August 2025Tier B · compiled October 3, 2026The share of outstanding mortgages above 6 percent approached the share below 3 percent, and FHA lock share to non-permanent residents collapsed after the ban.
July 2025Tier B · compiled October 3, 2026Sellers began pulling listings instead of cutting prices, builders cut at the fastest pace in three years, and homebuyer sentiment sat at all-time lows.
June 2025Tier B · compiled October 3, 2026The foreign-born population share peaked in January at 15.8 percent, the court blocked the global tariffs and yields spiked, and investor purchases in Atlanta were charted.
May 2025Tier B · compiled October 3, 2026Atlanta's seller surplus was 63 percent by one metro measure, the median buyer was 56, and buying required about $50,000 more income than renting.
April 2025Tier B · compiled October 3, 2026Inventory bounced back nationally in April, and the count of active sellers passed the count of active buyers by about half a million.
March 2025Tier B · compiled October 3, 2026Boomer owners said they would never sell, the inflation-adjusted price index stood only 4.5 percent above its 2006 level, and bearish sentiment peaked.
February 2025Tier B · compiled October 3, 2026Unsold new homes reached their highest level since 2009 while listings sold about 2 percent under asking.
January 2025Tier B · compiled October 3, 2026The year opened with rates above 7 percent, refinance rejections elevated, and an investor segment quietly stepping back.
December 2024Tier B · compiled October 3, 2026A December rate cut arrived as mortgage rates stayed near 7 percent, because the long end of the curve, not the funds rate, prices a mortgage.
November 2024Tier B · compiled October 3, 2026The thirty-year sat at 7.04 percent near a 52-week high, applications were at their lowest since 1995, and county inventory had roughly doubled since 2021.
October 2024Tier B · compiled October 3, 2026Rates near 7 percent, applications at a generational low, and inventory in every north-metro county at roughly double its 2021 level.